Dubai Traffic Fine Installment: Traffic violations in Dubai can come with heavy fines, especially for major offences like speeding, reckless driving, or using a mobile phone while driving. Fortunately, in 2025, the Dubai Police and several banks offer installment plans to help residents manage and settle traffic fines without financial pressure.
Whether you’re a resident with multiple fines or an expat worker trying to renew your registration, this guide will walk you through the traffic fine instalment process in Dubai step by step.
How to Apply for Dubai Traffic Fine Installment Plans in 2025
What Is the Traffic Fine Installment Plan?
Dubai Traffic Fine Installment: A traffic fine instalment plan allows you to split your total traffic fines into monthly payments over a specific period (usually 3, 6, 9, or 12 months). This plan is interest-free if done through partner banks.
This service is particularly useful for:
Drivers with large fines (AED 1,000+)
Residents needing car registration renewal
Employees who cannot afford lump sum payments
Who Is Eligible for Installment Plans?
Dubai Traffic Fine Installment: To qualify for the Dubai traffic fine instalment option, you must meet these conditions:
Have fines issued in Dubai
Be a credit card holder of a participating bank
Have a minimum fine balance, usually AED 500 or more
Be a UAE resident with valid Emirates ID
Partner Banks Offering Traffic Fine Installments (2025)
Dubai Traffic Fine Installment: The following banks are currently partnered with Dubai Police to offer 0% interest instalment services on traffic fines:
Bank Name | Tenure Options | How to Apply |
---|---|---|
Emirates NBD | 3, 6, 9, 12 months | Mobile App / Call Center |
Abu Dhabi Commercial Bank (ADCB) | 3, 6, 12 months | SMS or App |
Mashreq Bank | 3, 6, 12 months | Call Center |
First Abu Dhabi Bank (FAB) | 6 or 12 months | Online Banking / Mobile App |
Dubai Islamic Bank | 6 or 12 months | Through Mobile Banking |
Note: Some banks may require you to apply within 48 hours of paying the fine.
Step-by-Step: How to Apply for Dubai Traffic Fine Installments
Step 1: Check Your Fines
Visit the official Dubai Police website (www.dubaipolice.gov.ae) or use the Dubai Police app
Go to Traffic Fines Inquiry
Enter your vehicle plate number, license number, or traffic file number
View the total fine amount and violation history
Step 2: Pay with a Credit Card from a Partner Bank
Choose the option to pay fines online via credit card
Make full payment using the partner bank’s credit card
You must pay using the bank’s credit card to be eligible for instalments.
Step 3: Contact Your Bank to Request Installment
Call your bank’s customer service within 24–48 hours of payment
Request the Traffic Fine Installment Plan
Choose a repayment term (e.g., 6 or 12 months)
Your bank will convert the payment into a monthly instalment without any added interest.
Can I Apply If I Have Multiple Fines?
Dubai Traffic Fine Installment: Yes. You can consolidate multiple fines into one total amount and convert them to instalments as long as the payment is done in a single transaction using your credit card.
Example:
3 fines = AED 700, AED 900, AED 1200
Pay AED 2,800 using your credit card
Request instalment on the full amount from your bank
Is There a Minimum Fine Amount?
Yes. Most banks require a minimum transaction of AED 500–1,000 to be eligible for installment conversion. Smaller amounts are not eligible.
Can I Use the Installment Plan to Renew My Car Registration?
Dubai Traffic Fine Installment: Yes, this is one of the biggest benefits. If you have unpaid fines, you cannot renew your car registration. Once you convert the fines into an instalment plan and get confirmation from your bank, you can proceed with renewal.
Keep a screenshot or SMS confirmation of instalment approval.
What Fines Cannot Be Paid in Installments?
Fines issued outside Dubai (like Abu Dhabi or Sharjah)
Criminal traffic violations
Fines paid using non-partner bank cards
Fines older than 12 months (some banks restrict this)
Useful Platforms to Apply
Platform | Purpose |
---|---|
Dubai Police App | View and pay traffic fines |
RTA Website | Vehicle registration and renewal |
Bank Mobile App | Installment application & tracking |
Need Help? Contact Dubai Police
Call: 901 (Dubai Police Helpdesk)
Website: www.dubaipolice.gov.ae
Live Chat: Available on Dubai Police App
Final Tips
Always pay fines using partner bank cards
Keep all receipts and SMS confirmations
Apply for instalments within 48 hours of payment
Don’t wait till the last moment; registration might be delayed.