21May

Dubai Traffic Fine Installment: Traffic violations in Dubai can come with heavy fines, especially for major offences like speeding, reckless driving, or using a mobile phone while driving. Fortunately, in 2025, the Dubai Police and several banks offer installment plans to help residents manage and settle traffic fines without financial pressure.

Whether you’re a resident with multiple fines or an expat worker trying to renew your registration, this guide will walk you through the traffic fine instalment process in Dubai step by step.

How to Apply for Dubai Traffic Fine Installment Plans in 2025

What Is the Traffic Fine Installment Plan?

Dubai Traffic Fine Installment: A traffic fine instalment plan allows you to split your total traffic fines into monthly payments over a specific period (usually 3, 6, 9, or 12 months). This plan is interest-free if done through partner banks.

This service is particularly useful for:

  • Drivers with large fines (AED 1,000+)

  • Residents needing car registration renewal

  • Employees who cannot afford lump sum payments

Who Is Eligible for Installment Plans?

Dubai Traffic Fine Installment: To qualify for the Dubai traffic fine instalment option, you must meet these conditions:

  • Have fines issued in Dubai

  • Be a credit card holder of a participating bank

  • Have a minimum fine balance, usually AED 500 or more

  • Be a UAE resident with valid Emirates ID

Partner Banks Offering Traffic Fine Installments (2025)

Dubai Traffic Fine Installment: The following banks are currently partnered with Dubai Police to offer 0% interest instalment services on traffic fines:

Bank NameTenure OptionsHow to Apply
Emirates NBD3, 6, 9, 12 monthsMobile App / Call Center
Abu Dhabi Commercial Bank (ADCB)3, 6, 12 monthsSMS or App
Mashreq Bank3, 6, 12 monthsCall Center
First Abu Dhabi Bank (FAB)6 or 12 monthsOnline Banking / Mobile App
Dubai Islamic Bank6 or 12 monthsThrough Mobile Banking

Note: Some banks may require you to apply within 48 hours of paying the fine.

Step-by-Step: How to Apply for Dubai Traffic Fine Installments

Step 1: Check Your Fines

  • Visit the official Dubai Police website (www.dubaipolice.gov.ae) or use the Dubai Police app

  • Go to Traffic Fines Inquiry

  • Enter your vehicle plate number, license number, or traffic file number

  • View the total fine amount and violation history

Step 2: Pay with a Credit Card from a Partner Bank

  • Choose the option to pay fines online via credit card

  • Make full payment using the partner bank’s credit card

You must pay using the bank’s credit card to be eligible for instalments.

Step 3: Contact Your Bank to Request Installment

  • Call your bank’s customer service within 24–48 hours of payment

  • Request the Traffic Fine Installment Plan

  • Choose a repayment term (e.g., 6 or 12 months)

Your bank will convert the payment into a monthly instalment without any added interest.

Can I Apply If I Have Multiple Fines?

Dubai Traffic Fine Installment: Yes. You can consolidate multiple fines into one total amount and convert them to instalments as long as the payment is done in a single transaction using your credit card.

Example:

  • 3 fines = AED 700, AED 900, AED 1200

  • Pay AED 2,800 using your credit card

  • Request instalment on the full amount from your bank

Is There a Minimum Fine Amount?

Yes. Most banks require a minimum transaction of AED 500–1,000 to be eligible for installment conversion. Smaller amounts are not eligible.

Can I Use the Installment Plan to Renew My Car Registration?

Dubai Traffic Fine Installment: Yes, this is one of the biggest benefits. If you have unpaid fines, you cannot renew your car registration. Once you convert the fines into an instalment plan and get confirmation from your bank, you can proceed with renewal.

Keep a screenshot or SMS confirmation of instalment approval.

What Fines Cannot Be Paid in Installments?

  • Fines issued outside Dubai (like Abu Dhabi or Sharjah)

  • Criminal traffic violations

  • Fines paid using non-partner bank cards

  • Fines older than 12 months (some banks restrict this)

Useful Platforms to Apply

PlatformPurpose
Dubai Police AppView and pay traffic fines
RTA WebsiteVehicle registration and renewal
Bank Mobile AppInstallment application & tracking

Need Help? Contact Dubai Police

Final Tips
  • Always pay fines using partner bank cards

  • Keep all receipts and SMS confirmations

  • Apply for instalments within 48 hours of payment

  • Don’t wait till the last moment; registration might be delayed.

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